Fee Schedule
Share Account Fees
| NSF (Non Sufficient Funds) Fee |
$ 25.00 per item |
| Deposited Items Returned |
$ 5.00 per item |
| Stop Payment Fee |
$ 10.00 per item |
| Statement Copy |
$ 2.00 per statement |
Teller Check Withdrawal
|
$ 1.00 per withdrawal |
| Foreign Check Processing Fee |
1% above the current discount rate |
| Incorrect Address-Return Mail |
$2.00 per item returned |
Closed Account prior to 6 months
|
$5.00 per account |
| Inactive Account Fee* |
$2.00 per month* (see explanation below) |
| |
| Share Draft Account Fees |
| NSF (Non Sufficient Funds) fee |
$ 25.00 per item |
| Deposited Items Returned |
$ 5.00 per item |
| Stop Payment Fee |
$ 10.00 per item |
| Share Draft Copy |
$ 2.50 per item |
| Statement Copy |
$ 2.00 per statement |
| Draft Printing |
Price may vary depending on style |
| Foreign Check Processing Fee |
1% above the current discount rate |
| |
| Other Service Fees (applicable for all accounts) |
| Account Research |
$ 12.00 per hour |
| Statement Copy |
$ 2.00 per statement |
| Wire Transfer |
$ 20.00 per transfer |
| Foreign Wire Transfer Fees (US dollars) |
$ 32.00 |
| Foreign Wire Transfer Fees (Non US dollars) |
$ 34.00 |
| VISA Gift Card |
$ 2.50 per card |
| Money Orders |
$ 1.00 per money order |
| Teller Check Withdrawal |
$ 1.00 per withdrawal |
| Safe Deposit Box Rental (prices vary depending on size) |
$ 15.00-$55.00 |
| Key Replacement |
$ 20.00 |
| Drilling |
cost incurred by the credit union |
| Blue zipper money bags |
$ 2.00 |
| |
Electronic Funds Transfer Fees (ATM, CU24® VISA® Check Card)
All member transactions at Katahdin Federal Credit Union terminal are at no charge if using the KFCU proprietary card.
All other terminals |
| First 3 transactions per month |
$ 00.00 |
| Additional Transactions: |
| Point-of-Sale |
$ 0.00 |
| Transfers, Inquiries, Denials, and Deposits |
$ .75 per transaction |
| Withdrawals |
$ 1.00 per transaction |
| NSF Items (Non Sufficient Funds) Fee |
$25.00 per item |
| Card Replacement |
$ 5.00 |
| Draft Retrieval (Copy of Draft) |
Fees may vary depending on draft type |
Non Sufficient Funds Fee (NSF) This fee is assessed when overdrawing a share or share draft account or exceeding REG D limitations.
Deposited Items Returned This fee is assessed when a deposit item is returned for non-sufficient funds, stop payment or mishandling.
*Inactive Account Fee-Members having only a regular share account that has had no activity in 365 days will be assessed this fee.
Fees If you use an ATM or other electronic terminal that we do not own, you may be charged a fee by the terminal owner and any national, regional or local network used in processing the transaction. Any such fee(s) will be debited from your account if you elect to complete the transaction.
The rates, yields and fees appearing in this Rate and Fee Schedule are accurate and effective for accounts as of the date of the last update. If you have any questions or require current rate information on your accounts, please call Katahdin Federal Credit Union at 207- 723-9718 or 800-451-9145