Fee Schedule

Share Account Fees

NSF (Non Sufficient Funds) Fee $ 25.00 per item
Deposited Items Returned $ 5.00 per item
Stop Payment Fee $ 10.00 per item
Statement Copy $ 2.00 per statement
Teller Check Withdrawal
$ 1.00 per withdrawal
Foreign Check Processing Fee 1% above the current discount rate
Incorrect Address-Return Mail $2.00 per item returned
Closed Account prior to 6 months
$5.00 per account
Inactive Account Fee* $2.00 per month* (see explanation below)
 
Share Draft Account Fees
NSF (Non Sufficient Funds) fee $ 25.00 per item
Deposited Items Returned $ 5.00 per item
Stop Payment Fee $ 10.00 per item
Share Draft Copy $ 2.50 per item
Statement Copy $ 2.00 per statement
Draft Printing Price may vary depending on style
Foreign Check Processing Fee 1% above the current discount rate
 
Other Service Fees (applicable for all accounts)
Account Research $ 12.00 per hour
Statement Copy $ 2.00 per statement
Wire Transfer $ 20.00 per transfer
Foreign Wire Transfer Fees (US dollars) $ 32.00
Foreign Wire Transfer Fees (Non US dollars) $ 34.00
VISA Gift Card $ 2.50 per card
Money Orders $ 1.00 per money order
Teller Check Withdrawal $ 1.00 per withdrawal
Safe Deposit Box Rental (prices vary depending on size) $ 15.00-$55.00
Key Replacement $ 20.00
Drilling cost incurred by the credit union
Blue zipper money bags $ 2.00
 
Electronic Funds Transfer Fees (ATM, CU24® VISA® Check Card)
All member transactions at Katahdin Federal Credit Union terminal are at no charge if using the KFCU proprietary card.
All other terminals
First 3 transactions per month $ 00.00
     Additional Transactions:
     Point-of-Sale $ 0.00
     Transfers, Inquiries, Denials, and Deposits $ .75 per transaction
     Withdrawals $ 1.00 per transaction
NSF Items (Non Sufficient Funds) Fee $25.00 per item
Card Replacement $ 5.00
Draft Retrieval (Copy of Draft) Fees may vary depending on draft type

Non Sufficient Funds Fee (NSF) — This fee is assessed when overdrawing a share or share draft account or exceeding REG D limitations.

Deposited Items Returned — This fee is assessed when a deposit item is returned for non-sufficient funds, stop payment or mishandling.

*Inactive Account Fee-Members having only a regular share account that has had no activity in 365 days will be assessed this fee.

Fees — If you use an ATM or other electronic terminal that we do not own, you may be charged a fee by the terminal owner and any national, regional or local network used in processing the transaction. Any such fee(s) will be debited from your account if you elect to complete the transaction.

The rates, yields and fees appearing in this Rate and Fee Schedule are accurate and effective for accounts as of the date of the last update. If you have any questions or require current rate information on your accounts, please call Katahdin Federal Credit Union at 207- 723-9718 or 800-451-9145



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