Mortgage Calculator

Use our Mortgage Calculator to help you determine the financing for a mortgage that you potentially qualify for.

These calculations are based on standard guidelines that lenders use to determine loan amounts that borrowers are eligible to receive. The factors used to determine how much money may be financed include income, total mortgage payments, and total debt payments.

The Mortgage Calculator will display the results along with an optional payment schedule if you choose to do so.

Interest Rate
Enter the interest rate of the loan without the percentage sign, e.g., enter as 8.5.

Rate: %

Term of Loan
Number of months or years to borrow.

Term of Loan:
Months Years

Payment Frequency
How you choose to repay the loan.

Bi-weekly Monthly


Monthly Gross Income:

Other Monthly Mortgage Expenses

Private Mortgage Insurance (PMI):
Real Estate Taxes:
Home Insurance:
Homeowners, Condo/Co-op
Maintenance:

Monthly Debt Expenses

Total Car Payments:
Total Credit Card Payments:
Total Other Monthly Debt Payments:


Payment Amortization Schedule
(show the dollar amounts apportioned to principal and interest)

Yes No

Note: The Mortgage Calculator is intended to provide approximate information about loan payments and does not constitute an offer to extend credit. Actual payment information may vary.



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