Share Certificates

Share Certificates are a great way to build your savings. They provide higher dividends for funds invested for as little as 90 days or as long as 60 months. Certificates can be established with a low minimum deposit of $500.00.

Certificates can also be used to guarantee loans-this allows you to keep your savings and allows you to borrow at a low rate of interest. (Certificate rate +2%)

Minimum Opening Balance $500.00
Term 3 month, 6 month, 9 month, 12 month, 18 month, 24 month, 36 month, 48 month, 60 month
Dividend Posting Options Dividends can post to the certificate and be reinvested, or transferred to another account within the credit union
Dividend Payment Frequency Dividends are posted monthly and at maturity
Dividend Withdrawal Allowed
Grace Period 10 day grace period after maturity-At maturity the account renews automatically for the same term as previous term and at the rate in effect at maturity. At maturity and during the grace period, you can change the term or balance of the certificate
Early Withdrawal Penalty An early withdrawal penalty is imposed if you withdraw the principal before the maturity date.
Rates Click here for rates