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Consumer Loans

Whenever you need to seek financing, come to KFCU first. A variety of loan options are available to meet your needs…all with fast approval, low interest rates, and flexible terms. Plus, with payroll deduction or direct deposit, you can have your loan payments made automatically. The credit union also offers debt protection on all consumer loan products (except student loans).

Vehicle and Recreational Vehicle Loans

New vehicles/recreational vehicles can be financed for up to 100% of the sales price and used vehicles/recreational vehicles can be financed for up to 100% of the NADA value. Various rates and terms are available.

If you are in the market for a new vehicle, we offer preapprovals. Call or visit one of our Financial Service Representatives to discuss your options. Once you determine the payment you can afford, and terms that are favorable for you, you can confidently start shopping.

We also offer indirect loans originated at the car dealership. You can purchase your vehicle and finance your loan from the credit union all at the same time. Click here for a list of participating dealers.

New Vehicles

Vehicle year 2022 and newer (the vehicle has never been titled other than with dealer)
You can finance up to 100% of purchase price
Maximum term of 84 months (minimum loan to finance for 84 months is $25,000)
Collision and comprehensive insurance required
Debt Protection is available
GAP protection is available
Route 66 mechanical breakdown protection is available

Used Auto Loans

Vehicle year 2017-2021
Finance up to 100% of the retail value as quoted in the NADA guide
Maximum term is 72 months
Collision and comprehensive insurance required
Debt Protection is available
Vehicles 2016 and older can be financed for up to 36 months.

Signature or Personal Loans

Every once in a while, you might need funds to purchase a new appliance, take a well-deserved vacation, make necessary home repairs, fund a wedding, etc. This is when a signature loan comes in handy. KFCU has a variety of rates and terms to suit your needs.

Credit Cards

Katahdin Federal Credit Union gives you choices…..choices in the Visa® card that is right for you. Whether you are a student just starting out or an established business person, the right Visa card is a KFCU Visa®. Accepted worldwide, Visa® cards are safer and more convenient to carry than cash. Combine this benefit with low annual percentage rates, no annual fee -- and you can’t go wrong. Click here to learn more.

Streamline

Streamline is a personal loan that can be used as overdraft protection or as a convenient line of credit. You can simply access your funds by writing a check from your checking account. As you pay down your balance, you can access the line over and over again. When using this convenient loan as an overdraft protection account, it can certainly save you embarrassment from bounced checks and save on NSF fees.

Specialty Loans

We have loans for just about every purpose imaginable and from time to time, we have special financing available. The following are ongoing special loans:

Computer Loans: Setting up a home office or just want to upgrade your current computer system. KFCU has computer loans available for just that purpose.

Fuel Loans: With the cost of fuel oil and alternative forms of energy increasing, KFCU wanted to give members peace of mind with a fuel loan at a low rate. The loan can be used for heating using:

•Kerosene

•Oil

•Wood

•Pellets (wood and coal)

•Propane

In order to receive the special fuel rate and terms, an invoice is needed and the check will be made out to the merchant/supplier.

Mobile Home Loans

KFCU has affordable options for mobile homes, with or without land. We will lend up to 75% for new mobile homes, and 65% for used mobile homes located on leased land or park. Please contact a Financial Service Representative for more details.

Mobile Home and Land